Dear Savvy Senior

Dear Savvy Senior
Dear Savvy Senior

Dear Savvy Senior, I’m retired and was a victim of identity theft a while back. I’ve already frozen my credit to protect myself, but I recently heard that I can also “lock” my Social Security number. What exactly does that mean, and is it something I should do? 

--Recently Scammed 

Dear Recently, Freezing your credit was one of the smartest steps you could take after identity theft. But th…