The Savvy Senior

Dear Savvy Senior, I will be enrolling in Medicare in a few months and would like to know if I initially enroll in a Medicare Advantage plan, am I able to switch back to original Medicare and get a supplemental (Medigap) policy and prescription drug plan later with without paying a fine? 

Almost 65 

Dear Almost, You won’t be subject to any fines for switching Medicare plans, but you will b…